Attention homeowners in Elephant Butte and Sierra County: Need an appraisal?

The top 7 reasons why NM homeowners need Asset Real Estate Services:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
To reduce their mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
In the case of a NM divorce, when real estate property needs to be divided
To settle an estate in NM by determining the true market value of real estate in question

Own a home in or near Elephant Butte, NM and need help determining the price of it?
Contact Asset Real Estate Services.

We at Asset Real Estate Services understand the particular needs of a consumer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Asset Real Estate Services, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value judgement than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experienced in helping consumers just like you rid yourselves of unneeded and unwanted PMI insurance.

Challenge a property tax assessment

Lets say your home is not appreciating as much as other houses close by -- your local tax assessor may have your house overvalued. This means you are going to pay higher taxes than you should be paying. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Asset Real Estate Services is your best weapon.

Recently got a freeze your HELOC?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can this be annoying from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. Asset Real Estate Services can help you reinstate your home equity line of credit with a professional appraisal.

Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire a seasoned professional to double-check your appraisal for verity? Asset Real Estate Services offers field reviews where we'll go out and check the subject and comparables in question. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Asset Real Estate Services can help you with that. While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your property.